Jeff miller spouse social security

Today's topic is really interesting: the difference between Fixed Index and Variable Annuities. At the end of this blog, you'll know everything you need to know to decide whether a Fixed Index Annuity or a Variable Annuity fits your specific situation. Today's topic is tailoring Fixed Index Annuities to meet your specific goals. Now, a lot of you out there have watched all 1, plus videos and are going, "Wait a minute, Stan, I'm not sure you really like Indexed Annuities.

The older you is not going to be the same as the younger you. Take my word for it. You want to have peace of mind. You're not going to want to have to call your broker every month when the economy is going crazy. Today we're talking about Annuity Legacy Income Planning and talking about death again. Legacy equals death. The motivational stuff that I do, but hey, death is inevitable, right?

Hi there, Stan The Annuity Man, America's annuity agent, licensed in all 50 states with a topic that is a good one, demystifying Fixed Annuities. There's not just one Fixed Annuity. Today, we're talking about guaranteed income annuities. What comprises that guaranteed income floor? Let's talk about it. Many people have that on their mind because long-term care is kind of that gorilla in the room, that little guy on your shoulder that's like, "You might want to address that, you might want to check that box.

And you say, "Wait a minute. MYGA maturity dates? There's more than one? Today, we're talking about rocking the budget. What is rocking the budget? Annuities can rock a budget. I'm kind of a free spirit. I don't know if you call it that, but my wife, budget, budget, budget, budget. Regardless of insurance and products, when it comes to long term care planning, the most important thing for our clients is to have conversations with your family, with your loved ones, with your children.

Wouldn't it be nice if you could add another Social Security payment? Wouldn't that be great when that money's hitting every month? Can you do that? Indeed, you can. Election season's here. What I'm going to tell you to do is vote with annuity strategies in mind. Regardless of what party wins, it doesn't matter. With 10, baby boomers reaching 65 every day and that retirement age, you start thinking, "How am I going to leave money to my beneficiaries?

We're going to go into that. Today's topic is the annuity truth about bonuses, caps, spreads, and participation rates, all attached to Indexed Annuities. We get lots of calls about this because, unfortunately, most annuity agents are just trying to sell Indexed Annuities. I'm here because I want to warn you about something, and I'm pretty upset about it because I see it happen often.

And it's called agent steering, but they're steering their product of choice to you, so don't allow that to happen. Today's topic is the election. Are annuities in the political crossfire or crosshairs, however, you want to say? Without mentioning any candidate, political party, convention, ads, or anything else. Forget about that for a second.

We need to focus on annuities. Pension fund or retirement annuity, which one is better? Who knows? We're going to find out. We're going to answer the questions and help you understand how to make an informed and rational decision. I know you're saying, "Wait a minute, Stan. I thought you didn't like Indexed Annuities.

Jeff miller spouse social security

People know when they're looking for advice, they want a fiduciary. They want someone who's fee-only because they want someone who works only for them, not someone who sells insurance or sells mutual funds. What we're talking about today is annuity returns, potential versus contractual. Unicorns chasing the butterflies or the contractual realities.

The sizzle or the steak. The will do or the might do. Today's topic is a very good one, so lean in and listen. Stan The Annuity Man, America's annuity agent, licensed in all 50 states, including yours. Today's topic is, what's the difference between an annuity and an IRA? Let's talk about that. Today's topic is annuity strategies across the political spectrum.

It's political silly season. It is actually always a political silly season. Today, we're talking about annuity death benefits. How do they work? It's like you are buying an annuity, and you die. What happens? We will go through that and how they are paid with annuities now. Today's topic, annuity tax deferral, some of the top strategies and tips from yours truly, who's been doing this a long time.

I always tell some agents that come up to me, I say, "I got shoes older than you. The question is, what are the four best annuities for retirement? We will go over annuities and which types I think are the best for retirement. That doesn't mean you need an annuity, but these are the ones that I feel are pro-customer if used correctly. I'm so glad that you joined me on this timely topic.

People will likely always have questions on Social Security, as the program is complex and has a myriad of rules and regulations. The questions below come from Money Talks News readers in this piece. To read the answer to any of the most popular Social Security questions of , just click on the link for each. Full article here. I think I just read that you apply for your personal benefit….

At least that is how I understood it. January 2, PM. My wife is 73 and is currently collecting Social Security. Please let me know. January 5, PM. My spouse is retired mailman, CSRS, and we believe with the elimination of the govt. December 30, PM. He still has not received her SS amount, the higher of the two. Both worked and contributed to SS their entire careers, so pensions other retirement.

Her death certificate was submited and her benefits stopped in August. Just looking for a little help…Thank you!!! I was married for 24 years. December 29, PM. I just to I know I have to wait but would love a phone chat with a represent. How do I find it on a phone Thanks Lisa. Since retiring from the University of Delaware, he taught for five years at Gallaudet University, the world's only liberal arts university for the deaf.

And in , he co-founded SocialSecurityChoices. Let's face it. There is very little useful information out there about how to claim your social security benefits. The site has specialized software that provides detailed quantitative information about the financial advantages or disadvantages of claiming your Social Security benefits at various ages.

If you don't want to leave money on the table, go check it out. Hear brutal annuity facts with no sales pitches from the top independent agent in the country, licensed in all 50 states. Author of 7 books, Stan dives deep on all annuity types and strategies. Annuities Comparison. Retirement Income. Book a Call. Table of Contents. Get Personal Quotes.

Get a Free Quote. Get the latest and greatest annuity news delivered to your inbox every Saturday. Get Magazine. Lifetime Income. Stan Haithcock. Join a community of people who want to increase their knowledge about annuities without any sales-pitches. Where annuities are bought, not sold. Today's topic is lifetime or interest income. Now, I always say you can't just say I hate all annuities.

A qualified longevity annuity contract QLAC is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life. You're saying to the issuing QLAC company, here's the money, and you are on the hook to pay me, or me and my wife, or me and my husband forever as long as one of us is breathing, but you don't get to keep a penny.

So what are we talking about today? Stan The Annuity Man, America's annuity agent licensed in all 50 states, including yours. We're talking about ks and annuities. Which one's better? Does your K offer an annuity? Should your K offer an annuity? If your k doesn't offer an annuity, what do you do? You know what? I'm going to cover all of those topics, all of those questions in detail.

I saw something the other day where the amount of people whose ks and IRAs have gone past a million dollars is a lot, and it is a boatload, as they say. I know every week, I'm out here gushing how awesome the celebrity co-host is, but THIS guy is a "can't fricken' believe he agreed to do this" kinda score. Today's topic is creating your own pension.

Yes, I'm talking to you, the person out there who doesn't have a pension, or the person who has a pension and wants more money, or all of you who already have a pension called Social Security. I'm your host, Stan, The Annuity Man. Let me explain that to you. Most people, incorrectly, and even some advisors and financial journals, think that annuities are only one type—lifetime income or Immediate Annuity.

Let's talk about annuity benefits and what happens when you become ill, sick, vomiting, not feeling good, and need help. We can address those issues with annuities—up to a point. All right, America. So, what are the best annuities for lifetime income? What are the best ones out there? Those are the ones you want to know about, right?

Today's topic is enhancing your retirement plan with annuities. Is that possible? Should you even consider it? Do you need an annuity? Big questions we're going to cover. Let's get to the real question: When it comes to annuity income, do you lose control of your money once the income stream starts? The answer? It depends entirely on the type of annuity you choose.

Today's topic is annuity income essentials, and one of those essentials is focusing solely on the payout rate. Today's topic is a very, very good one: choosing the right annuity agent. It's a crucial decision, and I know what you're saying. Hi, my name is Stan The Annuity Man, America's annuity agent, licensed in all 50 states, and I'm here today to rant a little bit.

I do this occasionally when things hit me the wrong way. The older you is not going to be the same as the younger you. Take my word for it. You want to have peace of mind. You're not going to want to have to call your broker every month when the economy is going crazy. Today we're talking about Annuity Legacy Income Planning and talking about death again.

Legacy equals death. The motivational stuff that I do, but hey, death is inevitable, right? Today's topic is avoiding common pitfalls with annuity purchases. This topic comes from my team and the calls that they get. Today, we're talking about rocking the budget. What is rocking the budget? Annuities can rock a budget. I'm kind of a free spirit.

I don't know if you call it that, but my wife, budget, budget, budget, budget. Wouldn't it be nice if you could add another Social Security payment?